Speakers: Richard M. Weber

Year: 2011

While life insurance is generally not considered an investment, an insured's total life insurance portfolio should be treated and managed as one would manage an investment. After distinguishing between short-term and lifetime needs - appropriately fulfilled with suitable policy styles - the focus of this session will turn to demonstrating why life insurance qualifies as a distinct asset class. Specific policy attributes and risks will be evaluated so that the major policy types can be combined into a portfolio of policies - meeting a client's unique risk/reward tolerance.