Speakers: Thomas J. Pauloski, J.D.

Year: 2014

What role should life insurance and annuities play in an integrated estate, investment, and tax-management plan? In this presentation, Tom Pauloski, National Managing Director of Bernstein's Wealth Management Group, will use case studies to explore important questions that clients and their professional advisors face, such as: How should life insurance be integrated into a client's estate plan? Has the American Taxpayer Relief Act (ATRA) of 2012 changed the way clients and their advisors should think about and use life insurance? Can private placement variable annuity products help mitigate the effect of higher income tax rates and provide superior after-tax returns? Tom, a former estate planning attorney with experience in the private placement life insurance business, will use Bernstein's sophisticated analytical tools to help participants understand how an analyst outside of the insurance industry evaluates these important questions.