Speakers: Curtis V. Cloke, CLTC, LUTCF, RICP, Acuity Financial; Steve Parrish, JD, RICP, CLU, ChFC, AEP, The American College of Financial Services

Year: 2021

There are many challenges facing insurance manufacturers in this low interest rate environment today. These challenges are wreaking havoc on life insurance producers and their ability to be profitable while trying to provide secondary guarantees. These are products we have come to depend on in past years! Yet, there are positive recent changes that create benefits that provide NEW opportunities for life insurance as an asset class. This webinar will address new guidance for CV Accumulation testing for life insurance you may have missed. Professor Steve Parrish, Esquire and Professor of The American College and Adjunct Professor for the Estate Planning Department of Drake University will join Curtis Cloke for a discussion of these changes and new opportunities. Three Session Takeaways: 1. End of Year Christmas Gift Section 7702 2. RIP…Death of Secondary Guarantees?? 3. Best Use of Life Insurance for Asset Class