Improving (Risk – Adjusted) Returns in a Portfolio Using Life Insurance
Speakers: Christian Kaplan
Year: 2018
Body of Knowledge:
Accumulation Planning with Life Insurance,
Life Insurance as an Asset Class
Competence: Technical |
Level: Advanced |
Session Rating: 4.50
When Financial Professionals talk to clients about the benefits of adding permanent life insurance to their portfolio of other assets, discussions usually center on the stability it brings to wealth transfer planning and the ‘IRR play’ long term. Should we not attempt to quantify the benefits it can bring into the asset allocation decision as well however? Here we’ll address how life insurance can positively impact expected risk-adjusted returns and bring the conversation into the investment management nomenclature.